Board of Directors

CaptureMr. Abdulqadir Jeli Bello – Chairman

Mr. Bello retired as an Executive Director from the United Bank for Africa Plc. in 2013, with very robust working experience of about 30 years which started with an accountancy and audit internship at the Deloitte, Haskins & Sells/ Adetona, Isichei & Co Sokoto office between 1985 and 1988. He later joined the then Gamji Bank of Nigeria Plc., and rose to become the bank’s Head of Credit Control and Policy and later Area Manager, North.

Mr. Bello joined United Bank of Africa PLC in 1996 as part of the turnaround team that shaped the bank’s future post privatization when he served as Senior Manager, Credit Assessment. He was later a part of the team that set up the Risk Management structures and processes of United Bank of Africa PLC in 2003. He grew to become that bank’s Chief Credit Officer and later Executive Director, Risk Management/ Chief Risk Officer. Abdulqadir Bello was also at different times the Executive Director in charge of UBA’s business in the North.

Abdulqadir holds a B Sc in Accounting from the Bayero University Kano and became an Associate member of the Institute of Chartered Accountants of Nigeria in 1990 and was subsequently conferred with a fellowship of the institution (FCA) in 2016. He is also a Fellow of the Institute of Credit Administration. His key area of interest is to champion the enthronement of world class Enterprise Wide Risk Management structures, processes and culture in our local institutions that will constitute the foundation for financially strong and healthy institutions and a robust national economy.

ValMr. Valentine Ozigbo – MD/CEO

Valentine Ozigbo is the MD/CEO of the Company. He is a banker and accountant with over 20 years’ experience in commercial, retail, investment and international banking. Valentine graduated from Lancaster University, UK as a Chevening Scholar, with a Distinction in M.Sc Finance. He also has an MBA in Banking & Finance and a B.Sc. in Accounting both from the University of Nigeria, Nsukka.

Prior to joining the Company, Valentine was General Manager and Divisional Head in charge of Global Transaction Banking at Keystone Bank Plc, successor to Bank PHB.His remit covered product development, international business, global trade and eBusiness. Before then, he was the Divisional Head of International Banking and Head of Global Strategic Alliances at United Bank for Africa Plc. Valentine had also worked with FSB International Bank Plc (now Fidelity Bank Plc), Continental Trust Bank Ltd (now part of UBA) and Diamond Bank Plc.  He is a Fellow of the Institute of Chartered Accountants of Nigeria and the Chartered Institute of Taxation of Nigeria. He was appointed to the Board in October, 2011.

OkaimaMs. Okaima Ohizua – Executive Director

Okaima Ohizua is an Executive Director of the Company.  She graduated in law from the University of Benin and the Nigerian Law School. Okaima also holds an Advanced Management Program Certificate from the Pan-African University – Lagos Business School. Until her appointment, she served as the Chief of Staff to the Chairman of Heirs Holdings, and was responsible for providing support to the Chairman and assisting with the co-ordination and implementation of goals of investee companies.

Before she joined Heirs Holdings, she worked in reputable organizations such as Citi Group and United Bank for Africa Plc (UBA). At Citibank, she served in various senior capacities in areas like Customer Service, Sales, Products; and left as Assistant Vice President and Head of Electronic Banking & Implementation. She also held a senior management position at UBA, serving as Director, Customer Service. She was appointed to the Board in June, 2013.

Emmanuel NnoromMr. Emmanuel Nnorom – Non-Executive Director 

Emmanuel Nnorom is the President/CEO of Heirs Holdings Group. Prior to joining Heirs Holdings as the President/CEO, he was the President/CEO of Transnational Corporation of Nigeria Plc (Transcorp). Previously, He also served as CEO of UBA Africa, overseeing United Bank of Africa’s operations outside Nigeria and executing corporate strategy in 18 African countries. Other senior roles within UBA included Group COO UBA, followed by his appointment as UBA’s Group Chief Operating Officer (CFO), with responsibility for Finance and Risk.

He is a chartered accountant, and brings over 3 decades of professional experience in the corporate and financial sectors, working with publicly listed companies. He is an alumnus of the Oxford University’s Templeton College, and a Prize winner and Fellow of both the Institute of Chartered Accountants of Nigeria (ICAN) and the Chartered Institute of Bankers of Nigeria (CIBN).  He was appointed to the Board in January, 2014.


Mr. Adim Jibunoh – Non-Executive Director

Adim Jibunoh is the  President/CEO of Transnational Corporation of Nigeria Plc (Transcorp). Prior to joining Transcorp, he was the Business Development Director at Heirs Holdings overseeing the non-banking financial services investments in the group. He is a First Class graduate in Economics from the University of Port Harcourt. His career in the banking industry spans over two decades. His prior positions have included: Investment Executive at the Nigerian Industrial Development Bank(NIDB-now Bank of Industry); Executive Director at Standard Trust Bank Plc; and the Chief Executive Officer of Continental Trust Bank. He is also a non-executive director of Avon HMO and United Capital Plc.



Hajia Saratu Umar – Independent Non-Executive Director 


Hajia Saratu Umar was appointed the Executive Secretary /Chief Executive Officer of the Nigerian Investment Promotion Commission (NIPC) on May 19, 2014, the first female to hold that      position since    the    establishment     of    the    Commission     in 1995. She is a graduate of Economics from Ahmadu Bello University Zaria, and also holds an MBA, with specialization in Finance and Banking. A Banker, Strategist, Economist and notable Change Manager with the ultimate goal of improving the Nigerian Economy. Her professional experience spans over two decades. Before joining NIPC, Saratu Umar had spent 22 years in Development Banking at the Nigerian Export-Import Bank (NEXIM). Her areas of expertise include; Trade Finance, Project Finance, Business Development, Advisory Services, Strategy, Credit Insurance and Guarantees, Human Resources, Administrative Services and Board Secretariat/Legal Affairs. Vastly trained locally and internationally in all core aspects of Banking, Leadership, Strategy and Management she has worked on various projects with world-class Management Consultants aimed at corporate transformation and restructuring.



Hon. Peter J. Elumelu – Non-Executive Director 

Hon. Peter Elumelu holds a Bachelor of Science degree in Business Management from Rivers State University of Science and Technology, Port Harcourt and a Master’s of Science degree in Financial Management Technology from Federal University of Technology Owerri (FUTO). He has attended several local and international courses on corporate governance and risk management.

Hon. Peter Elumelu is an astute businessman cum politician with over 27years experience cutting across the private and public sectors of the economy. He currently seats on the Board of several companies including African Prudential Registrars Plc – and of Pet Jibson & Company Limited, where he is Chairman/CEO. He was the Chairman, Board of Directors of Delta State Urban Water Board, Asaba which he successfully managed and executed various laudable projects. He is also a member of the Institute of Directors.

He was appointed to the Board of Africa Prudential Registrars Plc on February 14, 2013 and similarly, to the board of Transcorp Hotels on 11th November,2014.


Dr. Bakari Wadinga – Non-Executive Director 

Dr. Bakari Wadinga is currently the Director of Finance and Accounts at the Bureau of Public Service Reforms. He holds a PhD in Economics from the Ahmadu Bello University Zaria, an MBA and MSc with specialization in Economics from Bayero University Kano and a Bachelor of Science degree in Economics from the University of Maiduguri.

He is a chartered accountant from the Institute of Chartered Accountants and Chartered Institute of Taxation. He brings to the table over 2 decades of professional experience in the corporate and financial sectors working with publicly listed companies. He has served as Deputy Director(F&A) National Planning Commission, Head Planning , Reporting and Statistics department (Federal Inland Revenue Service), Chief Accountant (F&A Dept),Ministry of Defence, Finance and Accounts Manager(Savannah Beverages), Accountant (Progress Bank of Nigeria ) and Auditor /Accountant Trainee Peat Marwick Ani Ogunde& Co(now KPMG). He has written various notable articles on the Nigerian financial sector.

Pp AlexOkohMr. Alex Okoh – Non-Executive Director 

Mr. Alex Okoh is the Director-General of the Bureau of Public Enterprises (BPE). Until this appointment by the Federal Government on April 13, 2017, he was the Managing Partner of Ashford & McGuire Consulting Ltd. Alex Okoh is a member of the Presidential Economic Advisory Council. He has 33 years’ experience, of which 22 were in the banking industry. He was the Managing Director/CEO of NNB International Bank Plc from 2001 to 2006 where his visionary leadership took the bank from a comatose state to a position of enhanced value for stakeholders. He also has 10 years in management consultancy, having functioned as the Managing Partner of Ashford & McGuire Consulting Ltd, a top wholly indigenous consulting firm.

Alex Okoh is an Alumnus of Harvard Business School’s Advanced Management Program (AMP), and has also acquired international professional exposure through programs with Citibank New York, Fidelity Bank London, Swiss Banking Corporation Zurich and Grindlays Bank, Zimbabwe. His former employers include Nigeria International Bank Limited (Citibank) and United Bank for Africa Plc. He studied Sociology at the University of Benin and holds a Masters’ degree in Banking & Finance from the University of Ibadan.